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In 2010, visits to medical specialists (not including pediatricians and obstetricians/gynecologists) accounted for 44.8 of medical visits, up from 33.8 percent in 1980. So despite managed care, we’re using medical specialists more than ever. And that adds to medical costs. Seeing a specialist costs more than seeing a primary care physician. A specialist also does […]
The post How To Get the Most Out of a Visit to the Specialist appeared first on The Insurance 411.
Thirty-six percent of Americans don’t have any savings for retirement. If you have taxable income but your employer doesn’t offer a retirement plan, you need to ask yourself: What are my options? myRA The U.S. Treasury Department introduced the myRA last year as a simple, no-fee “starter” retirement plan. To participate, you must earn less […]
Life insurance does more than protect families from the financial costs of a breadwinner’s untimely death. It can also help individuals make a substantial bequest to a favorite charitable organization and possibly enjoy a tax break as well. There are several ways life insurance can help you make a donation to a cause you believe […]
The post 4 Ways To Use Life Insurance for Charitable Giving appeared first on The Insurance 411.